Legal Notices

Terms and Conditions of Use

Kinsale Capital Group, Inc. is providing the information and materials contained at our site(s) on the World Wide Web (the "Site") as a service to our clients and visitors. Kinsale requires that all visitors to the Site adhere to the following Terms and Conditions of Use ("Terms of Use"). By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of the Terms of Use set forth below without limitation or qualification. Kinsale may revise these Terms of Use at any time by updating this posting, which revisions will be binding upon all visitors to the Site. For purposes of the Terms of Use, references to Kinsale include Kinsale Capital Group, Inc., its affiliates and/or subsidiaries, as well as their directors, officers, shareholders, employees or agents (collectively "Kinsale").

Disclaimer

The information and material contained on this Site contained or delivered to the user through this Site are being provided for informational purposes only, and are not intended as an offer or solicitation for the purchase or sale of any security or other financial instrument. Information has been obtained from sources believed to be reliable, but Kinsale does not warrant or guarantee its completeness, adequacy, timeliness or accuracy, except with respect to any disclosures relative to Kinsale. All charts and graphs are shown for illustrative purposes only. The information contained herein is as of the date referenced, and Kinsale does not undertake any obligation to update such information in any form or format.

The reports filed by Kinsale with the Securities and Exchange Commission and listed on the Site speak only as of the respective dates on which they are filed or used by Kinsale. Kinsale makes no commitment, and disclaims any duty, to update any of these reports. Investors must make their own decisions regarding any securities or financial instruments mentioned herein, and must not rely upon the information or material on this Site in evaluating the merits of investing in Kinsale.

In no event shall Kinsale be liable for any use by any party of, for any decision made or action taken by any party in reliance upon, or for any inaccuracies or errors in, or omissions from, the information and material contained on this Site and/or delivered to the user through this Site. INFORMATION PROVIDED ON THIS SITE IS PROVIDED "AS IS." TO THE FULLEST EXTENT PERMITTED BY LAW, KINSALE DISCLAIMS ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, SUITABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. IN NO EVENT SHALL KINSALE BE LIABLE TO ANY PARTY FOR ANY KIND OF DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, COMPENSATORY, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, COSTS, EXPENSES, LEGAL FEES OR LOSSES (INCLUDING, WITHOUT LIMITATION, LOST INCOME, LOST PROFITS AND OPPORTUNITY COSTS) IN CONNECTION WITH ANY PROVISIONS OR USE OF THE INFORMATION OR MATERIAL CONTAINED ON THIS SITE AND/OR DELIVERED TO THE USER THROUGH THIS SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Forward looking statements

This Site's material, including documents and presentations within it, contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements about Kinsale's future financial or business performance, strategies or expectations and other statements that are not historical facts. In most cases, forward-looking statements may be identified by the use of terms such as "believes," "expects," "estimates," "may," "intends," "plans," "will," "should" or "anticipates" or by the negative thereof or similar expressions, or by discussions of strategy. Kinsale cautions that forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time. A discussion of factors that could cause actual results to differ materially from those indicated in any forward-looking statement is contained in Kinsale's SEC filings (including, but not limited to, the "Risk Factors" sections thereof). Kinsale has based the forward-looking statements on beliefs, assumptions, expectations and projections about future events using information available at the time such statements were made. Kinsale cautions the reader not to place undue reliance on its forward-looking statements because the beliefs, assumptions, expectations and projections about future events may, and often do, materially differ from actual results. Forward-looking statements speak only as of the date they are made, and Kinsale undertakes no obligation to update any forward-looking statement to reflect developments occurring after such statement is made.

Copyright and Trademark Information

Material contained on this Site is copyrighted material by Kinsale. All rights reserved. No materials from this Site may be copied, reproduced, republished, posted, or distributed in any way, except as expressly permitted herein or with the prior consent of Kinsale.

Kinsale and its Design are registered trademarks of Kinsale. All other trademarks are property of Kinsale unless otherwise designated. The use of these marks, except as expressly permitted herein or with the prior consent of Kinsale is prohibited.

Reference to Analysts

Although Kinsale may reference or provide a list of analysts on this Site as a convenience to you, any opinions, estimates or forecasts regarding Kinsale's performance made by these analysts are theirs alone and do not necessarily represent opinions, forecasts or predictions of Kinsale or its management. Kinsale does not by its reference above or distribution imply its endorsement or sponsorship of, or concurrence with, such information, conclusions or recommendations of the analysts or firms.

Links to other materials

Some of the links available to you through this Site will allow you to leave the Kinsale Site. The Internet sites and the information and material that you can access there are not under the control of Kinsale, and Kinsale makes no representations and disclaims all liability with respect thereto. The links are provided only for your convenience, and any such link is not an authorization, approval, endorsement, sponsorship or affiliation by or with Kinsale with respect to the site, its owners or its providers. If you decide to visit any third-party sites using the links from this Site, you do so at your own risk. In no event will Kinsale be liable to any party for any direct, indirect, special or other consequential damages for any use of any hyperlinked website, including, without limitation, any lost profits, business interruption, loss of programs or other data on your system or otherwise, even if we are expressly advised of the possibility of such damages.

Violations of Terms and Conditions; Indemnity

In the event that you violate or attempt to violate any of the terms and conditions contained in these legal notices, Kinsale reserves the right to terminate your access to this Site immediately, at our sole discretion, with or without notice of any kind. We also reserve the right to involve and cooperate with the law enforcement agencies, and to pursue a civil lawsuit or criminal prosecution for any and all alleged or actual illegal activities involving this Site.

By using this Site, you agree to defend, indemnify, and hold harmless Kinsale from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that Kinsale may become obligated to pay arising or resulting from your use of the Site or your breach of these terms and conditions. Kinsale reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim.

Legal disputes, Severability and Choice of Law

If there is a legal dispute of any kind about or arising out of the use if this Site, the laws of the Commonwealth of Virginia will govern such dispute without regard to conflict of law rules. You agree that if any part of these terms and conditions is found to be unenforceable, the remainder of these terms and conditions will remain in full force and effect. By using this Site, you expressly agree and submit to personal jurisdiction and exclusive venue in the state and federal courts located in the City of Richmond, Commonwealth of Virginia.

Privacy Policy Notice

Please click [HERE] to access Kinsale's Privacy Policy.

Residents of California

You may request to review and make corrections to recorded non-public personal information contained in our files. A more detailed description of your rights and practices regarding such information is available upon request. Please contact your agent/broker for instructions on how to submit a request to us.

No part of this Site may be redistributed to others or replicated in any form without prior consent of Kinsale.